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Cell Phones and Insurance
Cell phones are convent. You can be doing just about anything while staying in contact with the world, including driving. At the time it may be nice to talk with an old friend, your insurance company, or children on your way to an appointment, but it’s not always the best idea.
The dangers of driving while using a cell phone are not new news. Cell phones are a distraction. Whether you are texting, talking, or searching for directions, cell phones cause you to take attention off of the road and focus on another activity. It only takes looking at one text message, fumbling trying to answer a call, or zooming in on your directions to be involved in an accident.
Because of the dangers associated using a cell phone while driving, the following states have banded it completely:
- California
- Connecticut
- New Jersey
- New York
- Oregon
- Utah
- Washington
- District of Columbia
How does this affect your auto insurance? If you get into an accident while on your cell phone and receive a ticket, often times a reckless driving ticket, than your auto insurance premiums will increase. High-risk drivers who receive tickets tend to have a difficult time finding auto insurance for a decent price. If you have recently received a ticket or have gotten into an accident visit ChoiceAutoInsurance.com to get a free quote and find the best deals!
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