Women Better than Men: The Auto Insurance War Continues

Men like to claim that women are more expensive than they are, but when it comes to auto insurance the tables turn. On average women pay much less for their auto insurance than men do. Why is this and how does it work?

Auto insurance statistics show that women are less likely to get into car accidents than men. Is this because they are better drivers? Not necessarily, but women tend to be more careful when driving causing them to be seen as less of a risk for auto insurance companies to insure.

Another way women can receive discounts on auto insurance is by being married. Little did you know that a benefit of tying the knot would be receiving cheaper auto insurance. Statistics show that married couples tend to drive more carefully, get in fewer accidents, and receive fewer tickets. Therefore, this too causes auto insurance companies to see married couples as being lower risk than singles. Look for the marriage discount when searching online for insurance quotes.

The trend of women buying sport utility vehicles (SUVs) is becoming more and more popular. Because insurance companies see SUVs as safe cars, insurance prices tend to drop for drivers of these vehicles. Your car does matter, so if you want to see those numbers decrease be sure to research safe vehicles before making a purchase. Also, make sure that your car comes with airbags and automatic seat belts. These are just a few other additions that can make your car that much safer and your auto insurance that much cheaper!

Women also tend to make more trips during the day, making them less likely to get involved in accidents regarding alcohol or other reckless behavior. Men on the other had tend to do more driving early in the morning or at night, increasing their risk for these types of accidents. Because of these differences in driving behaviors women are once again seen as less of a risk.

ChoiceAutoInsurance.com cares about its female drivers. Look for auto insurance companies who offer discounts and special policies for safe, responsible, single and married women.