Keep Your Collector Safe

Vintage cars can be like babies for some people, and need to be protected as such. Although, often times vintage cars aren’t driven frequently it is still a good idea to get them insured. Any time a vehicle is driven on the roadways of cities and towns, owners are required by law to carry at least minimum liability coverage. The older vehicles get, as long as they are in good condition, the more money they are worth. You don’t want someone breaking in and stealing your baby and not have coverage.

Vintage cars, also known as collectors, antiques, or classic vehicles have a couple different policy options, beside the traditional types of coverage, when it comes to being protected and insured. The different coverage options are Collector's Insurance or Classic Car Insurance.

Collector's Insurance
This type of policy takes your homeowner's insurance policy to a whole new level. Often times people rely on their homeowner's insurance to cover the loss of their collector or antique items, however these plans don’t typically cover everything. If something important is lost from damage to your collector vehicle or if certain natural disasters create damage, it is likely homeowner's insurance policy won’t cover this kind of loss.

Classic Car Insurance
This type of coverage is generally a cheaper type of policy than the collector's insurance policy. And is basically only designed to cover the car's cash value amount. If the car is lost, stolen or damaged it will only cover up to the appraised cash value of the vehicle.

If you are currently, or thinking about becoming, the owner of a classic vintage car then make sure you fully protect your investment by having it properly insured. If you are need of an insurance plan for your vehicle visit ChoiceAutoInsurance.com for a free quote!

Get the best deal on your insurance today!

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